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INDIVIDUALS & FAMILIES

Healthcare Solutions Made Simple

Healthcare today is more complex than ever, with higher deductibles and fewer benefits. At National Insurance Management Agency, we provide plans that make healthcare easier, more affordable, and tailored to your lifestyle.

Customized Healthcare for Your Future

Every situation is unique. We offer supplemental solutions that complement traditional insurance, helping you save money and gain peace of mind. Our licensed agents are available Monday–Friday, 8 AM–5 PM (Central), and we serve members in nearly all 50 states.

Our Coverage Options Include:

  • Limited Medical Insurance
  • Short-Term Medical Insurance
  • Accident & Sickness Hospital Indemnity
  • Critical Illness Coverage
  • Accidental Death & Dismemberment
  • Accident-Only Medical Expense Coverag
  • Prescription Drug Coverage
  • Dental & Vision Insurance
  • Term Life Insurance

We also provide innovative ancillary health and wellness services, such as:

  • Health Care Concierge & Telemedicine
  • Diagnostic Blood Testing
  • Discount Dental & Prescription Programs
  • Mental Health Resources
  • Prescription Assistance
  • Financial & Legal Support

What Is Supplemental Health Insurance?

Supplemental insurance helps cover costs that your main health plan may not, including high deductibles, co-pays, or expenses from accidents or critical illnesses. It’s flexible, letting you choose coverage for your specific needs:

  • Between jobs or underemployed
  • Traveling out-of-network
  • Protecting against accidents, cancer, heart attack, or stroke
  • High-deductible Health Insurance plan
  • Lacking dental or vision coverage
Supplemental plans add to your existing coverage—they do not replace Minimum Essential Coverage or fulfill ACA requirements.

Instead, these plans help safeguard you against:

  • Major medical expenses from illness or injury
  • Loss of income if an accident or illness keeps you from working
  • Out-of-pocket costs before meeting your deductible
  • Healthcare expenses while traveling out-of-network

For more information, reach out to a member of our team today.

Short-Term vs. Supplemental Insurance

  • Supplemental Insurance: Adds protection to your existing plan.
  • Short-Term Insurance: Temporary coverage used when you don’t have insurance, typically 90–364 days. You can combine it with supplemental insurance for added peace of mind.
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Do You Need Supplemental Insurance?

It depends on your personal situation—family size, income, health history, and lifestyle. Supplemental insurance can provide financial protection, cover out-of-pocket costs, and give peace of mind for unexpected health events.

Types of Supplemental Insurance We Offer:

  • Dental & Vision
  • Critical Illness
  • Accidental Death & Dismemberment
  • Accident-Only Medical Expense
  • Prescription Drug Coverage
  • Term Life & Accidental Death Benefits

These are just some of the supplemental insurance options available. You can select the coverage amount and how you receive benefits—whether as a one-time lump sum after a covered illness or injury, or as daily, weekly, or monthly payments during a hospital stay.

Healthcare is unpredictable, but your coverage doesn’t have to be. Contact National Insurance Management Agency today to explore your options and find a plan that works for you.